It's followed by some suggestions about how to structure the US mortgage market which are not so compelling, but worth a read anyway. Maybe this is a good structure for an article - lead in with something that's interesting, even gossipy, to get the attention of the reader. Discussion of other bloggers always gets a few points. Then subtly insert your policy recommendation at the end. Bait and switch, I think it's called.
The Secrets of Creativity?
5 hours ago

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